Frequently Asked Questions About Auto Accidents
Q. How do you know if you have a good case?
A: The only real way to know if you have a good auto accident case is by talking to an experienced attorney. Most lawyers who are worthwhile offer a free, no-obligation evaluation of your case and will tell you whether your case has merit or not. There is no obligation to you whatsoever for this free personal injury consultation. Some will even just let you email them. Search around but don’t just choose anyone. Take the time to ask questions of at least 2 to 3 attorneys.
Q. What if you can’t afford legal fees?
A: Most attorneys take these cases on a contingency fee basis, meaning if they don’t win your case, you don’t owe anything. Their fees are higher if they go this route but it is a percentage of what they collect on your behalf. This gives you some protection in that if you lose, you end up paying nothing. But many of these cases are a slam dunk too so ask different attorneys what their fees are. At the end of the day balance out the fees and your level of comfort with each attorney to make a wise decision on who to go with.
Q. How much is your claim worth?
A: It’s virtually impossible for an auto accident attorney to answer this question before investigating your case. They may, however, be able to give you a likely range based on the facts and merits of the circumstances surrounding your accident. Your attorney should absolutely fight to make sure you receive the maximum amount of compensation that you’re legally entitled to. You should never just let the insurance company and their team of lawyers determine the value of your claim. Their goal will ALWAYS be to keep the amount they pay you as low as possible. Many different factors go into determining the value of any given claim. This includes how serious the accident was, how severe your injuries are, whether your injuries are permanent or temporary, whether or not you support others with your income, the price of hospital and medical treatments, pain, and suffering, whether negligence played a role, and so on.
Q. Your insurance company rep says you don’t need a lawyer. True?
A: Well of course they’re going to tell you this! Their job is to keep the payment to you as low as possible. They are desperately hoping that you are totally ignorant as to what you’re entitled to under the law. And above all else, they do not want you to have a lawyer. Many times a lawyer will get you abundantly more money than what the insurance company initially offers an uninformed victim. Look out for yourself and hire a good auto accident attorney. Not just a money-grubbing slimy lawyer, but someone who’s fair and honest and wants to see you receive what you’re entitled to. Ask for and check an attorney’s references before hiring them.
Q. The other person caused the accident and they don’t have insurance. Now what?
A: Many times your own insurance or other insurance, like worker’s comp, may cover you for your injuries. An experienced lawyer will always give you every available option to get fairly compensated for your claim.
Q. If you don’t have health insurance how will the medical bills get paid?
A: Again you really need an attorney for this matter. Sometimes your medical bills may be paid by the person who caused the accident or even by the state. There are too many options. Get a professional opinion before you get stuck with a huge bill!
Q. Your medical bills, and not to mention the /A.)/Google map/loss of income, are way more than the insurance coverage of the other driver. And that person has no other money to pay you. So what’s the point of hiring an attorney?
A: It’s definitely almost always a mistake to accept any settlement offered without consulting a real auto accident attorney. In the event that the other driver’s insurance coverage is less than the value of your claim, you absolutely may be able to get more monies from your own insurance company. And no, they can’t raise your rates for that! I’ve done this myself and it’s worth it. However, if you settle the claim beforehand, you will probably lose your right to pursue these claims. Talk to an experienced auto accident lawyer first.
Q: How soon after an accident do you have to file a claim? Is there some kind of time limit?
A: It can differ from state to state. It’s really important to consult with an auto accident attorney as soon as possible to ensure that you do not lose any of your rights.
If you’ve been injured in an accident in Texas, you need an experienced auto accident attorney. We certainly wish you all the best and hope you recover from your accident completely! Take care.
Our Main Office:
Carabin Shaw P.C.
630 Broadway St, San Antonio, TX 78215